GuideToYourMoney turns confusing money topics into clear, honest guides and free tools, so you can make confident decisions about budgeting, saving, borrowing and investing.
Everything we publish is guided by one vision and one mission.
A world where everyone, whatever their income or background, can make money decisions with clarity and confidence.
To turn complex personal finance into clear, accurate and practical guidance, backed by free tools that help people budget, save, borrow wisely and invest for the future.
Founder and Editor, PhD in Banking and Finance
Peter founded GuideToYourMoney to close the gap between what finance research knows and what everyday people actually get told about money. His academic work focuses on financial inclusion, green finance and the use of artificial intelligence in finance, and it all points to the same belief: better information leads to better financial lives.
As editor, Peter sets the standards every guide on this site must meet. That means plain language, honest trade-offs, careful fact-checking against official sources and no advice that puts a partner’s interests ahead of yours.
“Most people do not need more financial products. They need clearer explanations, so they can choose what genuinely fits their lives.”
Making everyday financial services and knowledge accessible to people who have traditionally been left out, from first bank accounts to fair credit.
Click each step to see what happens before a guide reaches you.
We start with the questions readers actually ask, then study official sources such as the IRS, the Consumer Financial Protection Bureau, the FDIC and Investor.gov, plus peer-reviewed research where it helps.
Guides are written in plain English with real examples, clearly labeled example numbers and honest trade-offs. If a term needs explaining, we explain it the first time it appears.
Every claim that can be checked is checked. Figures that change often, like contribution limits, tax brackets and interest rates, are never stated as permanent facts; we point you to the official source.
Where numbers matter, we pair the guide with one of our free calculators so you can apply the ideas to your own situation in seconds.
Money rules and products change. We review popular guides regularly and update them, and we correct errors quickly when readers point them out.
Five values shape every guide, tool and email we send. Open each one to see how it shows up in our work.
Read our editorial guidelinesWe write for real people, not for other finance experts. Short sentences, clear examples and explained terms make it easy to act on what you read.
Partners never pay for our opinions or rankings, and they cannot review or edit our guides before publication. If we ever earn money from a link, we say so.
We rely on official and primary sources, link to them so you can check for yourself and correct mistakes quickly and openly.
All guides and calculators are free, work on any device and assume no prior knowledge. Financial confidence should not depend on your income.
There is rarely one right answer with money. We lay out the options and trade-offs so you can decide what fits your goals and values.
Pick a topic to start learning.
Yes. Every guide, calculator and newsletter is free. We may earn money from advertising or partner links in the future, and we will always disclose it clearly on the page where it applies.
No. Our content is general education designed to help you understand your options. For decisions that depend on your personal situation, consider speaking with a qualified, licensed professional.
We start with the questions readers ask most often about everyday money decisions, then prioritize topics where clear information can make the biggest difference.
Thank you for helping us improve. Use our contact form or email peter@guidetoyourmoney.com, and we will review and correct it quickly.