How we earn your trust, one guide at a time.
Money decisions matter. These are the standards every GuideToYourMoney guide, calculator and newsletter must meet before it reaches you, and how we hold ourselves accountable when we get something wrong.
Our four standards
Hover or tap a card to see what each standard looks like in practice.
Independent
Our editors alone decide what we cover and what we recommend.
See howIndependent
No partner can review, edit or approve a guide before it is published, and no one can pay to change a rating, ranking or opinion.
Accurate
Every checkable claim is checked against a reliable source.
See howAccurate
We link to official sources so you can verify facts yourself, and we never present changing figures such as rates or limits as permanent facts.
Clear
Plain English, real examples and honest trade-offs.
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Jargon is explained the first time it appears, example numbers are clearly labeled, and we show the downsides as well as the benefits.
Up to date
Money rules change, and so do our guides.
See howUp to date
Popular guides are reviewed regularly, updated when laws or products change, and show the date they were last updated.
Our review process
Every guide passes through the same checklist. Tick through the steps to see what we check at each stage.
Editorial independence
GuideToYourMoney is free to read. We may earn money from advertising or partner links, and a strict wall separates that business from our editorial decisions.
Editorial team
- Chooses topics
- Researches and writes
- Decides ratings and recommendations
- Corrects errors
Business partners
- May place disclosed ads
- Cannot see guides before publishing
- Cannot edit or approve content
- Cannot buy a rating or ranking
How we use technology
We use modern tools, including AI-assisted research and drafting tools, to help us cover more of the questions readers ask. Tools make us faster; they never replace our standards.
- Human accountability. Guides are reviewed against these guidelines before they are published, and the editor is responsible for everything on the site.
- No invented facts. Statistics, quotes and sources must be real and traceable. Changing figures are never presented as permanent facts.
- Verified links only. Every link is checked automatically, and broken or untrusted links are removed.
- Calculators you can trust. Our calculators run in your browser, never store what you type and show the assumptions behind every result.
Corrections policy
If we get something wrong, we fix it quickly and openly. Here is what happens when you report an error.
- 1You tell usUse the contact form or email the editor with the page and the issue.
- 2We verifyWe check the claim against official sources, usually within two business days.
- 3We correctFactual errors are fixed promptly, and significant corrections are noted on the page.
- 4We follow upIf you left your email, we let you know what changed.
Report an error
Spotted something that looks wrong or out of date? We would genuinely like to know.
Use the contact form Email the editorFrequently asked questions
Is your content financial advice?
No. Our guides are general education. They do not consider your personal circumstances, so for decisions specific to you, consider speaking with a licensed financial, tax or legal professional.
Do advertisers influence your recommendations?
No. Partners cannot review, edit or pay to change our content. Where we earn money from a link, we say so clearly on the page.
Why don’t your guides list today’s interest rates or tax limits?
These figures change often, and an outdated number can lead to a costly mistake. We explain how they work and link you to the official source for the current figure.
How often are guides updated?
We review popular guides regularly and whenever relevant rules or products change. Each guide shows the date it was published or last updated.